Website terms
These terms describe the educational purpose and practical limits of the Your SBA Guy website, calculators, reports, and communications.
The site offers general educational information and preliminary input-based planning tools. Outputs organize information and questions; they are not a recommendation of a lender or financial product and are not legal, tax, accounting, or investment advice. Information submitted through the site does not create a lender-borrower, attorney-client, fiduciary, or advisory relationship.
Andrew is an independent educational guide and referral source, not a lender, CDC, or SBA representative. The site does not accept a loan application. Any financing requires a separate lender application, documentation, underwriting, and final approval. Current SBA rules, lender policy, and transaction facts control.
Tool outputs depend on the information and assumptions entered. You are responsible for checking material facts and obtaining professional advice before making a commitment, signing a contract, paying a deposit, or relying on a financing structure.
Links and introductions may involve independent lenders, CDCs, advisers, government websites, and technology providers. They control their own services, decisions, terms, availability, security, and privacy practices. A link or introduction is not a guarantee or endorsement of a particular outcome.
Do not misuse the forms, attempt unauthorized access, submit another person's information without permission, or interfere with the site's operation. Access may be limited when automated, abusive, fraudulent, or unlawful activity is detected.
Tools, program summaries, and these terms may be updated as the service and relevant rules change. The version displayed on the site applies when it is used. See the site's research standards. Material financing decisions should always be confirmed with the professionals involved in the deal.