Choose the decision
Program fit, transaction structure, real estate, or readiness.
The SBA Planning Suite
Better questions.
Clearer next moves.
You do not need lender vocabulary to explore an idea. Each tool explains one decision, shows the assumptions, and helps you see what to ask about next.
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One decision at a time.
Use the tools independently or move through them as a structured first look at the project.
Model the deal
Understand the economics.
Explore the capital stack, borrower cash, structure, payments, and downside resilience.
01Calculator
Business acquisition
Model project cost, buyer cash, seller financing, payment, and cash-flow coverage.
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03Calculator
Owner-used real estate
Explore an illustrative bank, CDC, and borrower capital structure for a fixed-asset project.
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05Planner
Cash injection
Estimate borrower injection, transaction costs, reserves, available liquidity, and a possible planning gap.
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06Comparison
Scenario comparison
Compare cash injection, rate, term, seller-note, payment, and coverage assumptions across three structures.
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09Stress test
Payment stress test
Compare payment resilience across a higher rate, a cash-flow decline, and a combined downside case.
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Prepare the project
Know what happens next.
Clarify program fit, readiness, deadlines, documents, and transaction pressure points.
02Fit finder
7(a) vs. 504
Identify which SBA financing conversation appears more relevant to the stated use of funds.
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04Scorecard
Loan readiness
Measure how prepared the project, financials, borrower, and documents are for a first conversation.
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07Timeline
Application timeline
Map the remaining milestones, schedule drivers, preparation gaps, and pressure against a real transaction deadline.
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08Checklist
Document checklist + Deal Room
Build a project-specific lender-ready checklist, track what is missing, and download a safe folder map and reusable team manifest.
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10Preflight
LOI financing preflight
Check financing protection, deposit exposure, deadlines, sources and uses, and lender coordination before signing.
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A deliberate system
Start with the question you actually have.
These tools are designed to organize a conversation—not automate a credit decision. Every result remains educational until a qualified lender or CDC reviews the complete facts.
Adjust the assumptions
See how inputs change the educational first look in real time.
Escalate when useful
Turn the project into a free game plan when you want a clearer next step.