Business acquisition calculator

Can the business support the deal?

Model the complete project—not just the purchase price. See an illustrative buyer injection, loan request, monthly payment, and cash-flow coverage before starting a formal application.

01 No credit pull02 Instant results03 Built for acquisition buyers

01 / The transaction

Build the complete project cost.

Include the cash the business may need after closing—not only the negotiated purchase price.

Business purchase price$Enter the best current estimate.Working capital at closing$Inventory, payroll, and operating cushion.Estimated transaction costs$Legal, valuation, diligence, and other costs.Seller financing$Treatment depends on the final note terms.Sample buyer injection%Adjustable planning assumption—not a required quote.Real estate is includedThis may change the structure and amortization.

How to use the result

A better first conversation starts with better assumptions.

Pressure-test the price

Change the price, cash flow, and seller financing to see where the structure becomes more or less workable.

Protect operating cash

Include working capital, transaction costs, and reserves so the business is not starved immediately after closing.

Prepare the full story

Use the SBA game plan to organize the buyer, business, and transaction facts before a productive lender conversation.