The complete project
Organize the purchase price, working capital, transaction costs, and other known uses instead of looking only at the headline price.
SBA loans for business acquisitions
Buying a business? Start with the whole deal.
Get a free, private SBA acquisition game plan that organizes the purchase price, working capital, buyer cash, payment picture, and questions a lender may ask—before you start lender paperwork.
About 5 minutesNo applicationNo credit pullNo SSNFree to you
Independent education + referral disclosure. Andrew is not the SBA, a lender, or a CDC. This is not an application, loan recommendation, or approval estimate. You do not pay Andrew for this guidance. If Andrew introduces a lender and financing closes, that lender may pay him a referral fee. Read the full role and compensation disclosure.
What your game plan covers
Turn a listing or LOI into a financing conversation.
Cash and payment
See the buyer-cash and payment questions that deserve attention before a lender reviews the final structure.
The lender-ready story
Identify the financials, buyer experience, liquidity, purchase terms, and transition details that commonly shape the review.
Your free SBA acquisition game plan
Start with reasonable estimates.
This is not a loan application. Share what you know and receive an immediate, input-based educational summary and list of questions. You can talk with Andrew afterward if that would help.
Step 1 of 3What you are working on
About five minutes total. Start with your best estimate.
This tool provides an educational first look only. It does not determine eligibility, approval probability, credit terms, or a commitment to lend.
Plain-English answers
What buyers usually want to know first.
Can an SBA loan finance the entire purchase?
SBA 7(a) financing may support eligible acquisition costs, but the final structure depends on buyer cash, transaction terms, lender policy, eligibility, collateral, and underwriting. A borrower contribution or other sources may still be required.
Can working capital be included?
Eligible working capital may be included in a broader acquisition request when the amount and purpose are supported and approved. The game plan helps separate the purchase price from the complete day-one project.
Does the game plan predict approval?
No. It organizes the deal and highlights questions. Approval requires a lender's complete eligibility, credit, documentation, and underwriting review.
Review official information from the SBA 7(a) program and the SBA's guide to buying an existing business. Current program rules and lender review control. See how site content is researched.
A useful first step—not a sales trap